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Once your budget is set up, you can do most everything through the YNAB App (I don’t use the desktop for months at a time, the app is really THAT powerful). You can set your budget up on the Mobile App, but I find it far easier (and quicker) to do this on the desktop currently. YNAB does NOT allow you to budget money that you don’t have, and is a “Zero-Based” budgeting system that is built to assign every dollar to a category.
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It is a VERY well organize budgeting system, that works the way your money works in REAL LIFE. Here’s an overview of the features and how they all work together. It is the budgeting system that most closely mirrors how your transactions and money ACTUALLY work in real life.
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YNAB is a robust budgeting software, and allows you to customize almost anything you want.
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They built this feature into the software, and you can see your current “Age of Money” in the upper right corner of the web app (or “Reports” section of the mobile app). TIME., as the first taste of Financial Freedom comes when you no longer live Paycheck to Paycheck, and can get ahead of your money! This concept seems a bit abstract, but it simply means you want to live on last month’s money. Here’s the bottom line: No budget is perfect, you can’t predict the future, so roll with it, adjust, and move on! Rule #4 – Age Your Money We’ll cover this in more detail later, but YNAB makes this SUPER simple, simply allowing you move money from one budget to another. When you overspend in any category, you can simply adjust your budget, and grab the funds from somewhere else in the budget. This is where I find YNAB is the MOST useful. You can read more about how I fund Savings Buckets HERE Rule # 3 – Roll With The Punches
#Ynab budgeting app reviews software#
YNAB is a zero-based budgeting software that gives you (almost) complete control of your budget, and is probably my favorite budgeting software on the market today. It grew quickly, and based on their 4 Rules of Budgeting, has helped thousands and thousands of people take back control of their money. After 3 years, he partnered with a developer and created the first stand-alone software version of YNAB. YNAB is the brain-child of Jesse Mecham, a spreadsheet nerd (like myself) who built his budgeting spreadsheet in 2003, and started selling it.